Wealth Management by Keino Cowan

04/03/2021

"the most successful investors were the ones who learned that day trading is not the path to wealth. Investing for the long term is"

This is a great read, lessons from the pass to help us in today's high desire towards self investing. Mitigate your investment risk, let's talk about investing for your future today.

I caught up with investors from 22 years ago to learn how navigating a stock bubble affected them for the rest of their lives.

03/03/2021

"Canadian mortgage rates are beginning to inch higher for the first time since before the COVID-19 crisis, reflecting the spike in long-term bond yields, but with home loans still languishing around historically low levels the modest hike is unlikely to slow the red-hot housing market."

As things slowly coming back to somewhat of a normal, let us take advantage of these historic times and cease the current opportunities. Let's start your mortgage plan, whether Renewal or Refinance we can help.

TD Bank and National Bank of Canada say they have raised rates on at least some mortgage products

27/10/2020

Hi guys,
If your interested in building a financial plan or your ready to secure a mortgage I'm your guy. Contact me today to ask how we can help with all your financial needs.
Call:416-580-1804
Email: [email protected]

08/07/2020

“Youth who had access to an account were more likely to subsequently enrol in university or college than those who did not have an RESP,” StatsCan said. “This was the case even after accounting for differences in family income, parental education and the academic performance of the children.”

It's always a good idea to start putting something away for our children education, and we here at Experior Financial group are perfectly positioned to help.

Let's start talking about your options and how we can help you accomplish your dreams and goals.

StatsCan warns that Covid-19 may put low-income families at an even greater disadvantage

30/06/2020

Thought I would share this great article about wealthy clients

"Yes, big-ticket items such as mansions and exotic cars can sometimes come with a wealthy lifestyle, but my most successful clients' biggest expense is their commitment to savings. "

Although everyone's road to financial independence can be different, there are three everyday habits some of his wealthiest clients share.

10/06/2020

"Life insurance is one of the most important investments you need. Proper coverage gives you the reassurance that your loved ones are taken care of in the event of any unforeseen and unfortunate incident.”

Let's start that conversation about how we at Experior Financial Group can help you create a plan that is unique to your situation.

We are perfectly positioned in the market to properly give you the right strategies and solutions to help in all financial and investment needs.

Contact me today to start that conversation 4165801804 or [email protected]

Protect your family with life insurance in uncertain times

03/06/2020

This article is so great because of the consistent conversations around what people can afford and what they need. Although Term will always be cheaper right now it might not be the right coverage for you, you might need a blended coverage between the two. Cheaper does not mean better, that's why it is important for you to talk with a competent advisor he/she will be able to put proper strategies in place to secure your goals. If you don't already have an Advisor please don't hesitate to contact me and let's start that conversation. If the goals are proper investment strategies or proper insurance coverage we can help.

Permanent life policies can be tough sell, but they’re often indispensable tools for investors with complex estates

17/04/2020

“In the current environment, no one wants a stranger coming into their home who has been in five to 10 other homes that day, and who needs to stick you in the arm with a needle"
If this is a concern and it's understandable, we can help with our None Face To Face Application and None Medical Coverage.
We are perfectly positioned in this industry for the current situation, contact me today and let's talk about how we at Experior Financial Group can help you and your families with your various financial and insurance needs.
416-580-1804 or
[email protected]
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Amid health concerns and the inability to get life insurance medical exams done, many life insurers have had to go to “Plan B.” Here's how it affects shoppers.

07/04/2020

Things are vastly changing. Some things may never be the same after this, however if you're interested in keeping up with what your options are please don't hesitate to connect with me and my team at Experior Financial Group.

Coronavirus has changed travel insurance in a way no one could have imagined. Here's what you should expect when you buy travel insurance for your next vacation or business trip.

07/04/2020

So many questions on the topic of who is qualified for Canada Emergency Response Benefits (CERB). To clear up any questions here are the guideline for those that are interested.

The basics: you have to reside in Canada, have a Social Insurance Number, be at least 15 years of age and have earned at least $5,000 over the past 12 months

28/03/2020

Where are you in your journey? In these unprecedented times are you being innovative? Are you creating new ways of doing and growing your business? If you are facing difficulties remember this too shall pass, stay safe and stay focus.